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Senior Credit Risk Officer

  • Job type: Permanent
  • Location: London
  • Salary: Competitive
  • Job reference: 404023/002_1553605426
  • Sector: Selby Jennings, Risk Management
  • Date posted: 26/03/2019

They are a global investment arm of a huge financial services firm who are looking to create a new team which will compete with some of the leading global Fintech lenders. Therefore, they are looking to hire a senior credit officer who will review consumer data and make clear credit recommendations and credit reviews for SME business customers. The firm is looking to utilise market leading automated processes so any candidate who has exposure to this will be highly competitive.

Job Responsibilities:

  • Analyse independent credit appraisal of corporate lending proposals

  • Collect financial and commercial data to undertake credit reviews for existing SME business customers

  • Adhere to KYC and fraud policies and validate identity to protect business from fraud and meet Know Your Customer requirements

  • Challenge existing practices within the credit process

  • Assess the affordability of regulated business customers in line with FCA requirements

Job Requirements & Skills:

  • Experience of Credit Risk underwriting in a business, preferably in an SME environment

  • Ability to make credit recommendations in a corporate environment

  • Proven ability of undertaking financial analysis

  • Basic knowledge of the economy and current business affairs

  • Consistently meet deadlines under timed pressure

  • Demonstrate strong analytical and interpersonal skills in a business development environment

  • Level 1 Excel skills are desirable

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